Protect Your Future with
MyLife Protect

The benefit(s) payable under eligible product are protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact MCIS Life or PIDM (visit www.pidm.gov.my).
MyLife Protect (1)

Protect Your Future with
MyLife Protect

The benefit(s) payable under eligible product are protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact MCIS Life or PIDM (visit www.pidm.gov.my).

Unlock the power of protection for all lives with a simple, affordable, and flexible term life plan.

Life insurance doesn't have to be complex or reserved for the elite. MCIS Life firmly believes that every life is precious, and safeguarding your future should be simple and accessible to all. That's why we've crafted the MyLife Protect, an exceptional solution designed to provide you with peace of mind, security, and unwavering confidence in your future.

Your Simple, Affordable, and Flexible Term Life Plan

MyLife Protect is not your typical life insurance plan. It's a straightforward, budget-friendly term life plan with policy term of 10, 20, or 30 years, giving you the flexibility to choose the duration that suits your needs. What's more, our premiums remain fixed throughout the entire policy term.

Coverage for Life's Uncertainties

MyLife Protect offers coverage in two crucial areas:
Death
  • In the unfortunate event of death, 100% of the Basic Sum Assured, less any indebtedness, will be payable in one lump sum.
  • Rest easy knowing that the death coverage is available throughout the policy term.
Total and Permanent Disability (TPD)
  • In the case of Total and Permanent Disability (TPD), 100% of the Basic Sum Assured, less any indebtedness, will be payable in one lump sum, six (6) months from the date of diagnosis.
  • TPD coverage is up to age 70 next birthday, offering you extended protection and peace of mind.

Eligibility for All Life Stages

Whether you're single or married, if you're aged 16 to 55 years old (age next birthday), you're eligible to apply for this protection plan and secure your future confidently.

16 - 55 years old
(age next birthday)
10, 20, or 30 years, subject to maximum expiry age of 70 years old (age next birthday)
Minimum RM10,000
Maximum RM500,000

Secure your future with MyLife Protect, because every life deserves peace of mind.

Learn More

MyLife Protect is a regular premium, non-participating term plan that provides coverage for death and Total and Permanent Disability (TPD). This plan does not have any surrender value as it is a pure protection plan.

This plan offered to customers who would like to purchase a simple protection plan directly from MCIS Life via our branches and our website (www.mcis.my).

Anyone aged 16 to 55 years old (age next birthday) who is interested in a pure protection plan.

You may choose to be covered for 10, 20 or 30 years, subject to maximum expiry age of 70 years old (age next birthday).

You can choose to pay your premium annually, semi-annually, quarterly or monthly. Payments can be made via online banking and credit/debit card.

The minimum Basic Sum Assured is RM10,000, whereas the maximum Basic Sum Assured is RM500,000, subject to underwriting.

Note

  • The above list is not exhaustive. Please refer to the Policy Contract for full details.
  • The product information provided on this website is for general information only and shall not be construed as a policy of insurance. You are advised to refer to the Product Brochure, Sales Illustration (if applicable), Product Disclosure Sheet and Policy Contract for complete details of the product.