MCIS Life - M-Health Secure

M-Health Secure

Life’s a journey.
Live it in good health.

The benefit(s) payable under eligible product are protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact MCIS Life or PIDM (visit www.pidm.gov.my).

Choose to Live Your Life, Your Way with Our Accessible Medical Plan.

Secure a worry-free life with a medical plan that is as dynamic as you. Rest assured with M-Health Secure, a standalone medical plan that provides comprehensive coverage for hospitalisation and surgical expenses for both illness and accidents. Select the option of your choice to find the ideal coverage that suits your needs. Stay ahead of life's curve with M-Health Secure, because your health should not hold you back from living your best life.

Benefits

Comprehensive medical coverage

Unlimited Overall Lifetime Limit

Multiple plans and Deductible options to meet different needs and affordability

Important Notes

This brochure provides a brief description of the insurance product and shall not be construed as a policy of insurance. You are advised to refer to the Product Disclosure Sheet for further information.
Please refer to the policy contract for further information and specific details as the exclusions and limitations highlighted in this brochure are not exhaustive.
You should satisfy yourself that this plan will best serve your needs and that the premium payable under the policy is an amount you can afford.
You may cancel your plan within fifteen (15) days after you have received the policy. The company will refund the premium paid less any medical expenses incurred without interest.h
It is important that you maintain your policy by paying the premiums regularly on the due dates in order for you to be eligible for the benefits under the policy. The policy will lapse when no premium is received by the end of grace period.
If you terminate your policy, you may not get back the total amount that you have paid.
No benefit will be payable if you have travelled or resides out of Malaysia for a continuous period of more than ninety (90) days.
We will reimburse reasonable overseas treatment charges, if the Life Assured is hospitalised due to a medical emergency while traveling or requires treatment not available in Malaysia recommended by a Physician.
It may not be advantageous to switch from one medical plan to another, as you may be subject to new terms and conditions of the new plan.
Should you require additional information about medical and health insurance, please refer to the insuranceinfo booklet on “Medical and Health Insurance”. You can obtain a copy from the insurance agent or visit www.insuranceinfo.com.my.
In the event of conflict of interpretation between English and other languages or ambiguity arising out of the translation to other languages, the English text and its interpretation shall prevail.