Ease hospitalisation costs with MyHospital Benefit

The benefit(s) payable under eligible product are protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact MCIS Life or PIDM (visit www.pidm.gov.my).
MyHospital Benefit (1)

Ease hospitalisation costs with MyHospital Benefit

The benefit(s) payable under eligible product are protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact MCIS Life or PIDM (visit www.pidm.gov.my).

Hospitalisation can be a stressful and expensive experience. MyHospital Benefit eases these costs so you can get the treatment you need.

Key Features

Daily Cash Allowance for Hospitalisation
Double Daily Cash Allowance for Hospitalisation due to Accidental Causes
Triple Daily Cash Allowance for ICU Admission

What is MyHospital Benefit?

When the possibility of hospitalisation dawns on us, a deep fear emerges on whether the treatment required will be something that we, or our loved ones, can afford. What would the financial impact be? Many consider avoiding treatment, even when it is necessary, so they don’t have to face this understandable fear of hospital bills being far outside of their pay grade.

The thought of dipping into savings, if any, becomes too much to bear. If these savings either do not exist or are simply not enough, individuals will need to rethink their lifestyle and downsize to gather enough funds for the treatment.

Simply put, hospitalisation can be a stressful and expensive experience. That’s why we’ve made MyHospital Benefit, a simple and affordable hospital income plan which provides a daily cash allowance for hospitalisation due to illnesses. If you’re hospitalised due to accidental causes, you’re entitled to get double the daily cash allowance. This amount triples when it is an ICU admission.

MyHospital Benefit is designed for individuals between age 18 and 40 next birthday, who value financial support for some of the daily expenses incurred during hospitalisation. Whether you're a young professional, a family caregiver, or an entrepreneur, MyHospital Benefit is here to help.

There is no medical examination required, you will only need to answer a health questionnaire, making the application for MyHospital Benefit quick and easy.

Learn More

Daily cash allowance equivalent to 100% of the Basic Sum Assured will be payable for each day the Life Assured is hospitalised due to illness. This allows you to receive treatment with peace of mind for a speedy recovery.

Daily cash allowance equivalent to 200% of the Basic Sum Assured will be payable for each day the Life Assured is hospitalised due to accidental causes. This helps cushion the shock and ease the unexpected financial burden on your loved ones.

Daily cash allowance equivalent to 300% of the Basic Sum Assured will be payable for each day the Life Assured stays in the Intensive Care Unit (ICU). This gives you the means to cope with the escalating medical costs, acting as an additional provision medically and financially.

Note

  • The above list is not exhaustive. Please refer to the Policy Contract for full details.
  • The product information provided on this website is for general information only and shall not be construed as a policy of insurance. You are advised to refer to the Product Brochure, Sales Illustration (if applicable), Product Disclosure Sheet and Policy Contract for complete details of the product.
  • This plan does not have any cash value as it is meant to be a pure protection plan. You are purchasing this directly from MCIS Insurance Bhd, a licensed insurer under the Financial Services Act 2013, regulated by Bank Negara Malaysia.