Group Personal Accident rider is a non-participating yearly renewable rider that provides compensation in the event that the Life Assured suffers Total and Permanent Disability or Partial Permanent Disability or dies due to accidental causes or becomes disabled or dismembered due to violent, accidental, external and visible events.

Group Accelerated Dread Disease (GADD) / Group Standalone Dread Disease (GSDD) rider is a non-participating group yearly renewable rider which offers protection upon diagnosis of any of the thirty-six (36) covered Dread Diseases.

Group Hospitalisation and Surgical rider is a non-participating group yearly renewable rider that covers the Life Assured's medical expenses for hospitalisation and surgery due to illness or accident.

Additional Benefit:

Group Outpatient Clinical rider is an optional rider to Group Hospitalisation and Surgical rider that offers an access to outpatient medical attention at registered panel clinics by means of a cashless medical card and/or through reimbursement.