Prime Protection for Your Golden Years

Benefits

Death Benefit

Upon the death of the Life Assured, the following less any indebtedness will be payable in one lump sum.

Funeral Expense Benefit

Upon the death of the Life Assured, except for death due to non-accidental causes in policy year 1 and 2, 10% of Basic Sum Assured, subject to a maximum of RM10,000 less any indebtedness will be payable in one lump sum. The amount paid shall reduce the benefit payable under Death Benefit.

Additional Accidental Death Benefit

In the event of death arising from an accident, the highest one of the following benefit less any indebtedness will be payable in one lump sum on top of the Death Benefit, depending on the cause of the accidental death.

Additional Benefit

Amount Payable

Accidental Death

 

100% of Basic Sum Assured

Accidental Death during Festive Season

 

200% of Basic Sum Assured

Accidental Death in Public Conveyance

 

300% of Basic Sum Assured

Accidental Death while Overseas

 

400% of Basic Sum Assured

Accidental Death due to Natural Disaster

 

500% of Basic Sum Assured

Maturity Benefit (Optional)

Upon survival to the maturity date while the policy is in-force, 100% of Basic Sum Assured or 100% of total Basic Premium paid, whichever is higher less any indebtedness will be payable in one lump sum.