MCIS Life MCIS Life
Golden SeniorCare Key Features
Death Benefit
Accidental Death Benefit
up to 400% of Basic Sum Assured
No Medical
Underwriting
Maturity
Benefit
Limited Pay
Coverage for Whole Life
Emergency Cash
for Unfortunate Event
Campaign Details
Campaign Period

1st August to 31st August 2024

Eligibility

Existing and new customers

Campaign Details
  1. Basic Sum Assured (BSA) is on a unit basis.
  2. 1 unit is equivalent to RM10,000 BSA and the maximum BSA per policy remains as 5 unit(s) i.e. RM50,000. In the event the BSA purchased exceeds the maximum BSA per policy, 2 policies will be issued.
  3. The maximum unit per life that can be allowed is 10 units during this campaign period i.e. the total number of units (new or existing) cannot exceed 10.
  4. MCIS reserves the right to only accept applications such that the overall BSA for the life is within the campaign limit of 10 units. MCIS also reserves the right to refund the premium paid without interest in the event the limit is exceeded.
  5. In all other respects, the terms, conditions and exclusions of the product shall remain unaltered.
Scenario 1
Existing Life Assured i.e. Life Assured has existing GSC coverage

Existing BSA: RM 40,000
Eligible BSA under this campaign is up to RM 60,000

If customer agreed to purchase coverage up to the eligible BSA under this campaign, 2 policies will be issued. One policy with BSA of RM 50,000 and another policy with BSA of RM 10,000 will be issued. 

Scenario 2
New Life Assured i.e. the Life Assured does not have any existing GSC coverage

Existing BSA: RM 0
Eligible BSA under this campaign is up to RM 100,000

If customer agreed to purchase coverage up to the eligible BSA under this campaign, 2 policies will be issued. Two policies, each policy with BSA of RM 50,000 will be issued.

Embrace Your Golden Years with Love and Security
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